916-635-8320
  • Cal-Vintage Roofing
  • Cal-Vintage Roofing
  • Cal-Vintage Roofing
  • Cal-Vintage Roofing
  • Cal-Vintage Roofing

Financing

Cal-Vintage Roofing offers the following financing and payments options; cash/personal checks,  atm/debit and credit cards (Visa, Master Card,  American Express and Discover). Financing is available on approved credit and subject to availability.  The following is a list of our secured and unsecured loan programs:

Property- Assessed Clean Energy- PACE PROGRAMS
(Reduced Interest Loans)

Clean Energy Financing

Start your roofing project today, and have no payments till Dec. 1st, 2016

  • 100% home upgrade financing
  • No money down
  • No credit score required
  • No impact on credit limit
  • No proof of employment
  • Tax deductible financing
  • Lowest monthly payments




   

Energy and Water Efficient Financing for Placer county and City of Folsom Residents


  • The annual amount due is added to your property tax bill each year until paid in full
  • Low fixed interest rate (6%)
  • Minimum loan amount $2,500
  • Amount financed cannot exceed 10% of your property value plus improvements and cannot exceed the equity
  • Financing terms up to 20 years
  • No money down



 





  • HERO is offered in partnership with your city or county
  • Approval is based on your home's equity, not your credit score
  • Repayments are made through your property taxes
  • All HERO-Registered Contractors are licensed and verified







Good Credit Financing



Cal-Vintage Roofing has partnered with LightStream, a division of SunTrust Bank, and the nation’s premier online consumer lender.

When you have good credit, it’s a fast and refreshingly simple process to get a LightStream loan1. You can use the proceeds of your LightStream loan to pay for every aspect of your roofing project.  


The LightStream loan features:

  • Loan amounts from $5,000 to $100,000
  • No fees, down-payments or prepayment penalties
  • A quick response during business hours; same-day funding available
  • Funds deposited directly into your account
  • Joint applications accepted

Get your project started now, with financing from LightStream.




*All loans are subject to credit approval by LightStream. If approved, your APR will be based on loan purpose, amount, term and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

*You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

*SunTrust Bank is an Equal Housing Lender.  ©2016 SunTrust Banks, Inc. All rights reserved. SunTrust and LightStream are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.








Traditional Installment Loans


FHA Title-One Home Improvement Loan

  • Secured and unsecured loans 
  • Loan decision within 24-48 hours
  • No equity required
  • No appraisal required
  • Loan amount up to $25,000
  • Low fixed rates at 4.45%
  • Payment terms up to 20 years with no prepayment penalties

Fast Track Loan

  • Need a 680 or above FICA Score to qualify
  • Maximum loan amount $45,000
  • Loan Term Options: 7year, 10year, and 12year



   


Open Credit Line For Repeat Purchases Via a Credit Card 

  • Unsecured line of credit
  • Instant credit decisions
  • 37 month, 47 month or up to 132 month loans
  • No prepayment penalty
  • Up to $25,000
  • Funding generally within 24-48 hours of job completion
  • Deferred interest/No interest/Reduced interest



 


Long Term and Short Term Options

Long Term:

  • Loan amount from $3,500 to $45,000
  • Cal-Vintage Roofing offers a 5 year plan
  • 6.99% interest rate

Short Term:

  • Loan amount from $1,000 to $45,000
  • same as cash 12 month option
  • No Interest
  • No payment plan


Credit Cards:


"Experience the Service" 916-635-8320